Do You Qualify For a Good Mortgage? Find Out For Free

Do You Qualify For a Good Mortgage? Find Out For FreeThe mortgage rates are at historic loans, which is giving consumers the opportunity of a lifetime. Not only can you buy great real estate at rock bottom prices, which is sure to be a great investment, but you can purchase that property with cheap money. If you already own a home, you may be able to refinance your existing mortgage and reduce your payment as much as $600 a month. That’s the equivalent of two car payments!

But are you sure Continue reading

Marketing For Mortgage Leads Using the Internet

Marketing For Mortgage Leads Using the InternetMarketing for mortgage leads is a serious topic. Leads are the life-blood of your career, and you want to know that they’ll be flowing in with regularity. But we’re not going to talk about just plain-old “I’ve heard that 1,000 times” strategies today. Rather, I want to chat with you about using the web…

The internet is one of the most powerful tools you can use when marketing for mortgage Continue reading

Home Loans – Tips for Purchasing Property Under Construction

Home Loans - Tips for Purchasing Property Under ConstructionHome loans are a boon in today’s times as everyone can go in for purchasing their dream home at any time. Simple formalities and documents are needed to apply for a home loan and easy availability of home loans has made the purchasing of a new home a dream come true for many of us. Buying homes under construction has certain positive as well as negative points and it is advisable to understand them well before Continue reading

FHA Home Loans – How to Qualify

FHA Home Loans - How to QualifyThe Federal Housing Administration (FHA) is a federal agency committed to getting Americans into home ownership. By insuring private loans, the FHA can help borrowers qualify for higher mortgages, reduce their interest rates and assist them through the home-buying process. The FHA also protects lenders by providing insurance for less-than-secure loans.

If you’re considering a mortgage, Continue reading

Federal Loan Modification – How Does it Work?

Federal Loan Modification - How Does it Work?You can’t get on the Internet without seeing ads and articles everywhere about Federal Loan Modification. You know it is a governmental program to assist homeowners, but do you know how it actually works? How does it help people avoid foreclosure?

To start with, the Home Stimulus Plan allocated 75 billion dollars to assist homeowners who have found themselves in mortgage trouble due to financial hardship. Continue reading

How to Save Your Marriage & Your Mortgage

How to Save Your Marriage & Your MortgageAlthough the television commercials about mortgages are filled with smiling couples, life isn’t always like that. Actually, maybe life even shouldn’t be like that. Life is best experienced as a smorgasbord. Indeed, real life is not the stuff of commercials and every couple does not smile all the way through the mortgage process. (In fact, maybe no couple ever accomplished that).

Now a frown Continue reading

“How Much Interest is Your Home Equity Earning?”

How much interest are you earning on your home equity? If you answered nothing, zero, zilch, zip you are correct. What would you do if you could get triple compounding on your equity? Would you take action and build a fortune that would allow you to pay off the mortgage and create a retirement fund?

We use a strategy called Early Mortgage Pay Off System or EMPOS(TM). The strategy involves using common Continue reading

Countrywide Loan Modification – Writing Your Hardship Letter

Countrywide Loan Modification - Writing Your Hardship LetterIf you are in the process of seeking a Countrywide Loan Modification, you are probably concerned with your Hardship Letter. This is the short statement you must submit with your application to Countrywide to give them an understanding of what events occurred that caused you to get in default with your Countrywide Home Mortgage.

Financial Hardship, among other requirements, is necessary for approval Continue reading

Home Equity Line of Credit (HELOC) Basics

Home Equity Line of Credit (HELOC) BasicsHome Equity Line of Credit (HELOC) is term to describe loans that uses a borrower’s home as collateral. Also referred to as home equity line, lenders determine the maximum loan balance available where homeowners could draw credits at their judgment. Like all typical loans, a predetermined interest rate is agreed upon based on current market rates.

HELOCS should not be confused with Continue reading

Mortgages Home Loan – A Good Method To Get An Excellent Balance

Mortgages Home Loan - A Good Method To Get An Excellent BalanceYou must bear in mind that with the application of some clear thinking getting a superb mortgages home loan is not a serious headache. You have to make sure that you understand all of the different mortgage products and how they may affect you because what ever mortgage you choose will stay with you for a long number of years.

How you have conducted your financial dealings previously and by that Continue reading